Friday, January 16, 2009
Financial Literacy B1 - What have I learned?
Name four things that you have learned during the course of this class. Which of these will have the most impact on you in the future? Why will it have such an impact? To answer the question please click on the comment link below. There is a text box on the right to type your answer. Once you are satisfied with your answer, click on the Name/URL option below and type in your first name only and publish your comment.
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11 comments:
i have learned how to budget my money and manage my money better. i also learned how banks work better and how loans and taxes work. this will help me in the future by teaching me to be wiser with my money so i will not go into finalcial trouble so easily. finacial literacy is a great class.
I have learned about car buying, house buying, food expenditures, and investing. I think that knowing how to buy a house is the most important thing I have learned. Everybody has to buy a house and you can very easily get yourself into a tough situation if you don't know what you are doing.
the thing i learned about the most of the four would be credit. the use of credit cards and how every little thing in our future depends on our credit score. the higher the better.
the second thing would be...buying a house. all the little details that you should pay attention to so you get the best deal possible. the third would be scams and how to save money. like how to avoid fraud and how to not be victemized by scam artists, how to see the signs of a potental scam, like the e-mail adresses and how you should pay attention to where it came from. how to save money like what kind of bank accounts have the highest intrest and what type of intrest you would need to increase your money the fastest. the last subject i learned the most about was checking. how to fill out checks and how to keep track of your budget. keeping track of it pays off in the end makeing sure your recordes match the banks is one of the smartest things you can do.
cj
the thing that i larned from this class was how to keep my credit card at a blance. and what will happen when you go over the paid limit of the credit card. and how to buy a car. what to buy and what not to buy when it sounds to good to be true then is not good at all. and what happen ween you don't pay your bill on time. you get all you stuff taken if you don't pay the bills. and how to keep you taxes on track and pay them on time.
I have learned about how the stock market works. Whens a good time to invest and how much to invest what age i should start. I have also learned about insurance coverages and which insurance covers what. Learned about the best way to buy stuff with lower prices compare prices and see if you really need it. Learned how to use quicken and keep track of all the expenses i pay. Garrett
I learned all about insurance, tax, cars buying, and house buying. It will probibly help me in all though in almost all ways cause now i know much more.
I learned how to budget my money and how to buy cars and houses.
what i Have Learned in financial literacy. is that it is important to not over exceed in credit cards. Also I learned that to be careful when you're shopping. because theyre's a lot of impulses buys so make sure you make a shopping list.Also I Learned how to budget my money.and be careful OF WHAT TYPE OF INSURANCES TO GET.
Some of the things I have learned this year are how to make a financial decision, how the bank works, how to check your monthly bank statements, and how taxes work. The one that I will use the most is how to check my bank statement, because it will help me know where I spend my money.
Some of the things I have learned this year are how to buy a car, how to buy a house, how to balance my check book, and how to pay taxes. In the future I think this will help me a lot it will give me a basic knowledge on how to live on my own and stay finanically independent.
One thing I have learned this semester in Ms. Lemon's class is about checking and balancing my checkbook. Another thing would be About taxes and how they work and what process has to be taken to get money back. Also, about buying a car and the Consumer Reports makes it easier to buy a cheaper but better car. And last, about values and how they are the biggest impact on what career you choose and follow out.
I think the unit that will help me the most would have to be the one on taxes, just because i did not know much about them before this class, I just wish that we could have spent more time learning about them and how they work. Over all I really enjoyed this class more for the fact that it is important information that I will need in my life time and I really think it will help me a lot in life.
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